top of page
< Back

Sale of HDB flats

Chapter 4.4

Learning Objectives:

  • Describe the role of HDB and the public housing policies in Singapore, including key features of the Housing and Development Act 1959 (H&D Act) Part 4 for sale of flats, houses or other buildings.

  • Describe the options available for public housing and explain their characteristics.

  • Describe the allocation policies, including the different priority schemes, for the purchase of new HDB flats, and new Executive Condominiums (ECs) from developers.

  • Provide advice on the eligibility conditions for a first-timer and secondtimer applicant buying a new HDB flat, or EC; and for those buying an HDB studio apartment.

  • Determine the buyer’s eligibility to buy an HDB resale flat/DBSS flat/EC and the scheme he is eligible for.

  • Determine the seller’s eligibility to sell an HDB flat/DBSS flat/EC in the open market.

  • Examine and comply with the Ethnic Integration Policy (EIP) and Singapore Permanent Resident (SPR) quota, where applicable.

  • Complete the resale checklist for buyer or seller and comply with the procedure for entering into a binding contract using the OTP, including the cooling-off period for seller, the prescribed option fee and deposit, and the option period.

  • Provide advice to buyer and seller on the resale application transaction according to HDB’s resale process, the requirements on its timeframe, and the information to be provided.

  • Demonstrate the knowledge to complete the resale transaction using HDB e-Services on HDB Flat Portal.

  • Explain S58 of the H&D Act against pledging an HDB flat as security or collateral for any debt.

  • Describe the policy and proceduresrelating to buying and selling of HDB flats.

  • Explain the concept and key features of HDB’s Prime and Plus flats.

  • Differentiate between HDB’s Prime, Plus and Standard flats, including the resale restrictions.

Ready to get started?

bottom of page